How does charging higher premiums or denying coverage to the sickest patients in the healthcare system seem ethical to you?

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1. How does charging higher premiums or denying coverage to the sickest patients in the healthcare system seem ethical to you? Why or why not? Answer from an insurance company’s perspective and also from the government’s perspective.
2.The explicit costs of healthcare include premiums, costs for medications, procedures and access to medical professionals. Are there costs to taxpayers and society if individuals currently covered by healthcare insurance lose that access with the repeal of the Affordable Care Act? “FBI Arrests Volkswagen Executive in Emissions Scandal”, Boston & Flores, Jan. 9th
3. What is the Volkswagen emission scandal? How is Mr. Schmidt involved in the scandal?
4. How did Mr. Schmidt shape the culture and impact the emissions scandal at Volkswagen? What are the management implications at Volkswagen?