What are some of the differences between medical insurance and other types of insurance like home or auto? How do these differences affect the market structure of the health industry?

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#1 What are some of the differences between medical insurance and other types of insurance like home or auto? How do these differences affect the market structure of the health industry?

#2 Suppose that a group of 300 individuals are seeking health insurance and have combined expected medical expenditures of $1,200,000 for the upcoming year. What would the actuarially priced premium be for each member of the group? If the insurance company places a 15% loading fee on each policy, how much would they charge for each policy?

#3 Suppose that a group of 100 members with combined expected medical expenditures of $900,000 join the group of 300 individuals from question 2 (400 total members). What would the actuarially priced premium be for each member of the group? What would the cost of each policy be if the insurance company includes a 15% loading fee?

#4 The Herfindahl Hirschman Index (HHI) if often used to evaluate the amount of competition in the market. A basic version of the HHI, but using the same calculation method, is the four firm concentration ratio. Suppose the top four insurance companies in your area have market shares of 30%, 23%, 18%, and 12% respectively. What is the HHI of this market? Would you classify the market as competitive or concentrated? Provide a 1-2 sentence explanation.

Knowledge and Skills Paper

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W1: Paper

Graded Assignment: Knowledge and Skills Paper

Paper Section 1: Reflection and Literature Review

Using Microsoft Word and Professional APA format, prepare a professional written paper supported with three sources of research that details what you have learned from chapters 1 and 2. This section of the paper should be a minimum of two pages.

Paper Section 2: Applied Learning Exercises

In this section of the professional paper, apply what you have learned from chapters 1 and 2 to descriptively address and answer the problems below. Important Note: Dot not type the actual written problems within the paper itself.

  1. Search the Internet for material regarding the work of managers and the role analytics play. What kind of references to consulting firms, academic departments and programs do you find? What major areas are represented? Select five sites that cover one area and report your findings.
  2. Most companies and organizations have downloadable demos or trial versions of their software products on the Web so that you can copy and try them out on your own computer. Others have online demos. Find one that provides decision support, try it out, and write a short report about it. Include details about the intended purpose of the software, how it works, and how it supports decision making.
  3. Comment on Simon’s (1977) philosophy that managerial decision making is synonymous with the whole process of management. Does this make sense? Explain. Use a real-world example in your explanation.

Important Note: There is no specific page requirement for this section of the paper but make sure any content provided fully addresses each problem.

Paper Section 3: Conclusions

After addressing the problems, conclude your paper with details on how you will use this knowledge and skills to support your professional and or academic goals. This section of the paper should be around one page including a custom and original process flow or flow diagram to visually represent how you will apply this knowledge going forward. This customized and original flow process flow or flow diagram can be created using the “Smart Art” tools in Microsoft Word.

Paper Section 4: APA Reference Page

The three or more sources of research used to support this overall paper should be included in proper APA format in the final section of the paper.

Paper Review and Preparation to submit for Grading

Please make sure to proof read your post prior to submission. This professional paper should be well written and free of grammatical or typographical errors. Also remember not to plagiarize!!!!!!!!!!!!

Important Reminder: Assessment of discussion boards and other writing assignments account for 75% of overall grading and below are how grades will be assessed for this discussion board:

Assessment Criteria

Possible Points

Points Earned

Student included a minimum of “2” body pages of written content supported with “3” academic sources of research offering a detailed reflection and literature review of learning from chapters 1 and 2

18.75

Student in scholarly detail addressed and answered all exercises or problems demonstrating application of knowledge and skills learned from chapters 1 and 2.

12.5

Student in scholarly detail offered conclusions detailing how knowledge and skills learned from chapters 1 and 2 will support continued professional and academic growth. Student also prepared process flow or flow diagrams to visualize these conclusions.

12.5

Student included a paper professionally formatted using APA and free of grammar and spelling issues

6.25

Student successfully completed and successfully submitted this paper by the Sunday due date.

12.5

Total Earned points

62.5

Comments:

Write a paper describing and discussing what can go wrong when failing to acquire morals.

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Unit 7: Write a one page (double spaced) paper describing and discussing what can go wrong when failing to acquire morals. You may use definitions or scenarios found in Chapter 4 in your writing. The goal of this paper is to gain a level of understanding of how morals are acquired that can then be put to use in the classes final project.

This one asks what would happen if we fail to acquire morality. Please note that it DOES NOT ask about feeling like a moral failure. It wants to know what will happen if we fail to acquire morals at all. Will we all become horrible people? Will we become murderers and thieves? Will we all end up in jail? etc. etc. What would be the results of failing to acquire morality.

Create a 6- to 7-slide PowerPoint presentation in which you do the following: Identify and briefly describe your chosen clinical issue of interest.

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The Assignment (Evidence-Based Project)Part 3: Advanced Levels of Clinical Inquiry and Systematic ReviewsCreate a 6- to 7-slide PowerPoint presentation in which you do the following: Identify and briefly describe your chosen clinical issue of interest. Describe how you developed a PICO(T) question focused on your chosen clinical issue of interest. Identify the four research databases that you used to conduct your search for the peer-reviewed articles you selected. Provide APA citations of the four relevant peer-reviewed articles at the systematic-reviews level related to your research question. If there are no systematic review level articles or meta-analysis on your topic, then use the highest level of evidence peer reviewed article. Describe the levels of evidence in each of the four peer-reviewed articles you selected, including an explanation of the strengths of using systematic reviews for clinical research. Be specific and provide examples