Write a 8 pages paper on the process of banking regulation.

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Write a 8 pages paper on the process of banking regulation. The financial crisis exposed failures of banks to control financial meltdown. The case pointed out that banks directed their interest at the expense of the common good of the financial markets. Regulation in the sector is an issue that is quite complex because the UK has banks which handle domestic and international banking. This paper analyses banking regulation and its effects on the financial market. The argument for and against regulation The argument about the need for bank regulation has divided economists into two groups. The first group feels that the banking sector should institute policies, which regulate the operation of banks while the second group feels that banks are volatile to instability, hence less need for regulation. Economists have observed that unregulated actions lead to greater social marginal costs and less private marginal costs (Slaughter and May. 2011). The effects of social marginal costs influence the overall economy because banks form important units of making public payment. This contrasts to private marginal costs because it belongs to a clique of shareholders of the firm. Turner Review on banking regulation proposed interest policy that should be able to tone down macro stability as well as bubbles in the financial sector. However, during the financial spill, it was evident that central banks were unable to control the macro stability of the banks. Elaborate regulation influence practices, which influence lending, and borrowing. Complexity in the sector crops whenever banks failed to comply with the regulation because they tend to manipulate the markets to gain profit (Hoose, 2010:136). The challenge is to balance the financial market as well as doing business. Serving these interests have often thrown the market into crossroads where financial spiff off is inevitable. However, the mandate of the regulation is to promote common good among the market players in the financial sector (Hardy, 2006:6). Economists for regulation have argued that uninsured depositors would create a financial spill when they acquire information about the poor performance of the banks. For instance, Northern Rock bank was a victim of depositors run during the financial crisis in 2007. Many of its depositors were not certain that bank suffered liquidity problem. It means that a bank run would create an adverse effect on the economy because of loses that banks would incur in its attempt to meet the demands of its depositors. The idea is to equip the banks to handle unstable markets (Independent Commission on Banking. 2011: 23). During the 2008 crisis UK, government shielded the banks from falling because they did not have the capacity to absorb the risks. Early banks had demonstrated their ability to lend without evaluating their capacity to handle the risk. Erosion of bank equity destabilized the financial market because the banks lost the ability to bear loses. Proposal on banking regulation is an issue that committees such as the Basel committee have discussed reviewing macro-prudential methods of regulating operation in the banking sector. The report charged with reviewing stability in the banking sector identified three areas first, the minimum requirement of capital, second, supervisory on internal bank assessment and third, cushioning public from risks. Basel committee recommended that each loan should command its own capital requirement as opposed to portfolio the loan added.

prepare and submit a paper on field_trip_to_l_auberge_casino_resort lake charles, louisiana.

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Your assignment is to prepare and submit a paper on field_trip_to_l_auberge_casino_resort lake charles, louisiana. 07 December Field Trip Report We visited the Lauberge Casino Resort, Lake Charles, Louisiana on 3rd December 2012. The purpose of the trip was to explore the place and have a comprehensive insight into its systems, the way they are managed, its services, specialties, and offers. Since we are having a course of casino and gambling management, no place could be better than the Lauberge Casino Resort for the trip.

When we reached there, the Vice President of the resort, Mr. Kirk Houser led us to a VIP room and the conventional hall. Mr. Kirk told us that the resort has several conventions and events. Mr. Kirk also showed us the hotel’s villia sweet room and explained us how the rooms are managed. There are more than 1000 rooms in the hotel and the sweet rooms cost anywhere between $40,000 and $100,000. The tables in the casino had all kinds of games to entertain the guests.

I found the resort quite well-equipped and I expected it to be so since this was what we were told in the class. There was every amenity a guest could ask for. Especially, the spa was magnificent. Although the spa was available at a very reasonable rate, yet unfortunately I had too less time to book a massage. I was upon a school trip, so all I could have was little fun around the place. The casino was splendid. I found a variety of cuisines at the restaurants. I would particularly like to recommend the appetizer sampler at the Jack Daniels restaurant to anyone planning to go there. Since the weather was very cold, so I could not have a swim into the pool, but that is due for next time for sure.

One of the aspects of the field trip that I disliked was that in place of a rake, the poker players in the casino were charged $7 for 30 minutes of game at the table. I was surprised because in the class, we were told that the casino offers a variety of games at reasonable prices, but I found many of them unreasonably high. This price was unbelievably higher than most of the best casinos around that I have experienced playing in before. I also noticed that although the rooms were well-furnished and aesthetically decorated, yet the rooms were not kept up nicely. I noticed stains on some pieces of the furniture as well as some portions of the carpet particularly those that were behind the doors. Probably the house-cleaners clean the main areas but leave the corners. Some shaddy looking characters I saw inside the casino caught my attention. However, the workout facility was excellent.

This field trip experience was as informative and educative as it was interesting and enjoyable. The staff both at the resort and the restaurant was very welcoming, respectful, and friendly. The personal service I received was much better than what I could ever expect from such not-so-big resorts. I would like to have a stay at that place again. It was one of the places where I had the time of my life. I would definitely recommend all future classes to have a field trip to the Lauberge Casino Resort.

V&A Museum from 19th to Modernity. The work is to be 3 pages with three to five sources, with in-text citations and a reference page.

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I will pay for the following article V&A Museum from 19th to Modernity. The work is to be 3 pages with three to five sources, with in-text citations and a reference page. V&A Museum from 19th to Modernity With the reference of Queen Victoria and Prince Albert, the world’s largest museum is known as V&A museum which issituated in United Kingdom. It has a huge and immense collection of rare items including glass work, ceramics, old civilization rare items and many more. The museum is consisted of an area of 12.5 acres. The objects which are placed in to the museum cover 5000 years old civilization holdings. In early 2000s, the building of the museum was started planned for renovation. It was a huge project so it was estimated costing 150 million pounds budget to renovate the building. It caused towards modernity however it was already in the process of being progressed. The current architecture of Victoria and Albert museum is very classic and beautiful with an image of old archetypal artists. The modernity in the architecture of the museum can be observed from the beginning of 19th century however the classical look is also adorable. The great thing of the museum’s architecture is that it covers a number of world’s distinctive cultures and represents the ideas of world wide diversity. For the very first V & A museum is the place where architectural models have been placed in the galleries. A well-known company is jointed with V & A museum in this regard. It is RIBA which means Royal Institute of British Architects. Gareth Hoskins Architects have designed the top class models, designs, paintings, sculptures and many other renowned art pieces in the new art space house galleries. The space is basically designed to settle down the museum items. The material which is used to maintain the spaces is made up of very good quality resources in order to make the architecture unmatched. The gallery has been decorated with well-known architectural masters for example Palladio, Vanbrugh, Le Corbusier etc. The galleries are well decorated with the pieces of art of those renowned artists. This is the main theme of the modern and renovated architectural space of the said museum. The Corian solid surface is used inside the galleries by keeping in view all the feasibilities and type of usage of the grounds. It is because the place (V & A museum) is highly public and traffic of people is very high as well. The lustrous materializing and impressive style is enough to catch the eyes in the very first sight. All that creates an eye catching look that best suits with museum’s environment. The Corian can be reshaped according to need and requirements of time because it has to be decided by seeing the environment. The portability of Corian surface is very much friendly. There is not an issue if any unwanted event occurs and the problem comes with the surface which is made up of Corian, it can easily be repaired without any flaw and with the same beauty as it was. The feasibility plan gave more votes to Corian because it was more portable and future friendly as well. The modernity in the V & A museum was a real need because of wear and tear as of being highly public place. The architecture and newly renovated galleries are designed in such a way that the material added in it is sustainable, durable, long lasting and the most important thing is reparability. The new renovations have the capabilities that they can repair the materials if there comes any material related damages. The shape will remain exactly even rather than being a little transformation. If further renovation could be needed in future than the current architectural material lets the plans work because the jointed material will never look awkward with previous ones. It will look like as natural as the both parts will have prepared and joined together at the same time. Before the Corian, in 1980s and 1990s, the prior renovations were not this much advanced. At that time the approved materials were murrals and plaster works. Overall, the use of marble in the interior work of the museum is incredible. The use of marble in ancient times tends towards today’s modernity in the air of the museum. The overall architecture is divided in two several eras which start from Victorian era and ends (or still continues) till garden era. All the eras like Victorian era, Edwardian era, post war, recent years and garden impacted on the structure as well as dynamic changes in the architecture of the museum. The transformations which have come in recent years gave enhancement to modernity as well as style. Reference Darby, Michael. The Victoria & Albert Museum. New York: Viking Press, 1983. Print.

write an article on DISCIPLESHIP MINISTRIES. It needs to be at least 3750 words.

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Hello, I am looking for someone to write an article on DISCIPLESHIP MINISTRIES. It needs to be at least 3750 words. This is the reason why God sent His only Son Jesus Christ to come and save humankind from sins. We also learn that the great mission of God began in the Old Testament, where God makes promises with the People of Israel and is fulfilled in the New Testament through Jesus Christ’s ministry and the Holy Spirit2. The death of Jesus showed God’s power over sins and His resurrection showed his power of death and marking the beginning of a new chapter those who believes in Him.

The church plays a central role in ensuring that God’s redemptive mission is accomplished through worship, discipleship, fellowship, evangelism, and ministry. Jesus considered discipleship as an important thing that every Christian should be part of, which according to Him involves three steps namely going, baptizing, and teaching3. Below are the scriptural foundations for our discipleship:

Mark 8:34-38: Jesus spoke to His disciples saying, if any of you want to be my follower, you must forget about yourself. You must take up your cross and follow me. If you want to save your life, you will destroy it. But if you give up your life for me and for the good news, you will save it. What will you gain, if you own the whole world but destroy yourself? What could you give to get back your soul? Don’t be ashamed of me and my message among these unfaithful and sinful people! If you are, the Son of Man will be ashamed of you when he comes in the glory of his Father with the holy angels (Mark 8:34-38)4.

The Gospel according to John Chapter 15, Jesus says to His disciples, I am the vine, and you are the branches. If you stay joined to me, and I stay joined to you, then you will produce lots of fruit. But you cannot do anything without me. . . . Stay joined to me and let my teachings become part of you. Then you can pray for whatever you want, and your prayer will be answered. When you become fruitful disciples of mine, my Father will be honored (John Chap. 15)5.